There is some corrupt b****** out there in INTERNET land. They would dip their hand in your pockets and take whatever they can in a second. It’s downright evil. The wild-west element of the INTERNET has never gone away. It’s a global problem.
I’ve never had a Netflix account. Maybe that’s unusual. It would be nice to have one but, personally I’m not convinced that the costs are warranted. Not today. I’m slow to step on the streaming bandwagon. I still have a pile of DVDs and CDs. Yes, I’m a primitive. In some things an early adopter but when it comes to services that require regular payments, I’m cautious.
As regular as clockwork junk e-mails turn-up saying that I need to update my payment details, or my Netflix account will be suspended. Followed by an exclamation mark. On closer inspection they are amateurish cons. In fact, it’s good that the junk mail filter can see through them as they come in.
This kind of fishing is criminal. Somewhere there’s a group on con artists thinking up ever more devious ways of taking money from people. The amateurish ones may not be a threat to me, but I wonder how many people they do catch. Even one in a hundred thousand would net a nice return for virtually zero outlay.
It may be the case that lots of people think that they are not so stupid as to fall for these blatant entrapments. What’s concerning is that cybercrime is becoming ever more inventive. We’ve yet to see what developments in intelligent algorithms will do to this landscape.
The best advice around is to never ever, I mean never ever, give personal payment details in response to an unwanted request. Most honest organisations make a point of saying that they will never request bank details in unsolicited e-mails. Unjustified urgency and a threatening tone are another sign that something is wrong.
Electronic means, namely the digital economy is not as robust as the traditional over the counter transaction. Organisations are aware of this fact. Warnings saying that they will not take responsibility if money is transferred to an incorrect bank account are commonplace.
The digital economy has been a boom for the major banks. High Streets up and down the country now have grand imposing buildings that are coffee shops, restaurants and, in the case of my town a kitchen showroom. Banks have retreated from face-to-face relationships. The responsibility for being aware of the potential for cybercrime has been firmly placed on the shoulders of the individual.
Talking to people remains important. Certainly, if a request for payment seems strange or unexpected there’s no substitute for picking up the phone, however tedious that process can be. Notes, and paper records still matter or, at least, they still matter to me.
NOTE: Useful information can be found here http://www.actionfraud.police.uk/
John Vincent 